How to Choose a Good Bank to save

Diligent saving the base was rich.The adage that still rings in my mind when I was a kid and my parents always told me to save.But today, it is very difficult so to save because the cost of living and it is different.even in an age that is hard like this, we must save for our future supplies. Roughly speaking, be sick first, fun later ..Well, when we intention to save money, there is one simple problem is the case, that is, until now I am still confused, how can I choose the right savings and banks such as what exactly? So many types of savings provided by the bank, so I do not know which one to take.How to choose and how to choose a bank savings. Correct? Now, we will discuss how to choose the first savings bank, yes.First, you should know that the product savings in the bank at present has changed, from the first time to become an investment product , Becomes simply an account where money through the ride.Finally, now saving function in society really has changed, that is just a place to put money. The proof, no ATM and Debit facilities all. True, is not it? If he is really an investment, it should not be taken or spent any time, right?Therefore, in recent years, emerging product types Savings Deposits.Savings Deposits is a savings product where you can make deposits regularly every month, it's just - different from regular savings - the money you save can not be taken at any time. Later, after a few years, your balance will be greater because you've grown with interest.The difference with regular savings, interest on Savings Deposits are usually larger.In addition, because the Savings Deposits can not be taken at any time prior to maturity, the savings does not provide ATM cards and - especially - the facility discharge.At this time, there are only a few banks that have issued Term Savings products. So my answer is clearly yes sir, that if you want to opt for investment savings products, choose Savings Deposits.Now, how do you choose a bank? True, it is not easy to choose a bank. But clearly, choose a financially sound bank. This - of course - can be seen from the ratio of the name or the Capital Adequacy Ratio Capital Adequacy Ratio (CAR), which Bank Indonesia set a minimum CAR of 8%, so banks with CAR below 8% (5% for example) have a high risk .In addition, it is also not easily impressed by flashy outward appearance of banks, such as high-rise office buildings or luxury.Also, do not easily tempted with offers of lucrative gifts and seduction vigorous campaign, because it's not necessarily reflect the health condition of the bank.Hope this helps your intention to save